The Mumbai skyline at night, reflected in water

The Acumen Group, Mumbai

A Debt syndication consultancy firm with a proven history of Excellence and Impactful Solutions.

Empowering your growth through strategic access to tailored financial solutions. We bridge the gap between businesses, individuals and financial institutions.

Enquire nowExplore our offerings

Key Strengths

Tie ups with financial institutions
50+
Portfolio of diversified financial products
100+

Our Impact

Growth, measured in outcomes

₹500+ Cr
Total funding facilitated
50+
National and international banking partners
100+
Clients served across sectors
20+ years
Combined financial expertise

About Us

Empowering growth with strategic financial access

At Acumen Group, we embark on a mission to empower you with strategic financial solutions by bridging the gap between businesses, individuals, and financial institutions.

Our expertise and extensive network with national and international banks, as well as leading financial institutions, enable clients to seamlessly tap into a wide array of loan products at the most competitive rates. We are committed to supporting your growth through sustainable, tailored, and favorable financial solutions. Whether you are a growing enterprise seeking expansion capital or an individual looking for the best mortgage or personal loan options, we ensure that your financial journey is efficient, informed, and future-focused.

Driven by integrity, professionalism, and deep market insight, Acumen Group is your trusted partner in navigating the complex world of finance with clarity and confidence.

A modern glass office tower photographed from street level

Our Mission

To empower business with innovative, tailor made structured debt solutions that unlock growth, optimize capital efficiency and deliver long term value through deep financial expertise, strategic partnerships, and a commitment to excellence.

Our Vision

To be the most trusted and forward thinking structured debt partner, driving financial transformation and sustainable growth for enterprises across emerging and developed markets.

Our Offerings

A complete suite of financial solutions

From retail loans to complex structured deals, our portfolio spans the full spectrum of debt products, sourced from the institutions that fit your requirement best.

Retail Products

  • Home loans / Top up Home loans

    Loans for procurement of a new house from a builder or resale property, and top up for refurbishment or renovation

  • Unsecured Business loans (UBL)

    Small unsecured business loans in the range of 25 lacs to 1 crore with a tenor of 2 to 5 years for urgent business requirements

  • Loan against property (LAP)

    Secured term loans or OD against residential, commercial or industrial property, land parcels and more

  • Lease Rent Discounting (LRD)

    Secured term loans or OD against lease rent receivables

Working Capital Finance

  • Cash Credit (CC)

    Working capital limits backed by drawing power against the stock and book debts of the company

  • Letter of Credit (LC)

    Non fund based limits in the form of letter of credit used for international trade finance

  • Bank Guarantee (BG)

    Non fund based limits for trade finance, tender conditions, performance guarantees and contractual obligations

  • Buyers Credit (BC)

    Working capital in the form of buyers credit for importers, facilitating international trade finance

  • Export Finance in INR / Foreign Currency

    Pre shipment and post shipment funding for exporters

  • Bill / Invoice Discounting (PID/SID)

    Purchase and sales invoice discounting for financing payables and receivables

  • Foreign Currency Demand Loan (FCDL)

    Working capital loan in foreign currency

  • CGTMSE Funding

    Unsecured funding backed by the Govt of India for Micro and Small Enterprises

Project Finance

  • Term loans for capex

    Long term funds for new projects for their capital expenditure

  • Buyers credit for import of machinery

    Long term funds for import of machinery

  • Greenfield project funding

    Funding for new projects in a new line of business

  • Brownfield project funding

    Funding for new projects in an existing line of business for backward or forward integration

Real Estate Financing

  • Construction finance

    Long term funds for developers for completion of real estate projects, including construction and approvals

  • Inventory funding

    Funding for developers against their existing inventory of residential flats and commercial offices

  • Last mile project completion funding

    Funding for the last leg of completion of projects

Structured Financing

  • Acquisition of company

    Funding to Special Purpose Vehicles (SPV) for acquisition of companies in India or abroad

  • Land purchase deals

    Funding for acquisition of land parcels

  • PE buyout

    Funding to promoters for buyback from Private Equity or Venture Capital funds

  • Strategic financial restructuring

    Restructuring of loans by elongating repayments or additional equity infusion for cash strapped companies

  • Off balance sheet funding

    Unsecured post shipment funding for commodity traders

  • Equipment funding / leasing

    Medical, IT and manufacturing equipment funding for corporates

Venture Capital

  • Capex

    Funding for infrastructure, technology, and equipment acquisition

  • Working capital

    To manage operational expenses and maintain liquidity

  • Product development

    Financing innovation, R&D, and go to market strategies

  • Market expansion

    Capital to enter new geographies or scale customer acquisition

Why Choose Us

The values behind every deal

Every mandate we take on is guided by the same principles that built our network and our name.

Integrity

We believe in conducting business with the highest ethical standards. Transparency, honesty, and trust are at the heart of all our interactions with clients, financial institutions, and stakeholders. Every deal we facilitate is in the best interest of our clients.

Client-Centric Approach

Our clients are at the core of everything we do. We prioritize understanding their unique financial needs and business goals, tailoring our debt solutions to deliver the most effective outcomes with personalized service.

Innovation

The financial landscape is constantly evolving, and so are we. We stay ahead of industry trends and continually seek creative, flexible financing solutions, so our clients always have access to the most effective financial strategies.

Accountability

We take full responsibility for the solutions we offer. Our clients can rely on us to deliver results and meet their financing objectives, with ownership of every aspect of the debt syndication process from start to finish.

Sustainability

We aim to create financing solutions that benefit our clients in the short term and support long term growth and stability, encouraging responsible and ethical lending for businesses and communities.

Sector Expertise

With almost two decades of banking experience, we have raised funds across almost all sectors of the economy, including Chemicals, Hotels, Real Estate, Entertainment and more.

An aerial view of commercial buildings in a financial district at dusk

Case Studies

Deals that moved businesses forward

Real mandates, structured and delivered. A snapshot of the outcomes we have secured for our clients.

Promoter Funding to Regain Ownership

Helped the promoters of a big listed group acquire a promoter loan of ₹30 Cr to buy back their stake from a private equity firm.

  • ₹30 Cr promoter funding secured
  • Ownership consolidation enabled
  • Structure aligned with regulatory and commercial dynamics

Foreign Company Acquisition, Seamlessly Structured

Helped an Indian listed entity with a topline of ₹44 Cr acquire a company in London for ₹25 Cr, despite regulatory challenges and complex structuring.

  • ₹25 Cr UK deal structured
  • NBFC sanction in just 30 days
  • Seamless international expansion

Working Capital Unlocked with Reduced Security

Helped an e-waste recycling company secure enhanced working capital with better commercial terms and a simultaneous release of security collateral.

  • Enhanced working capital limits
  • Collateral released simultaneously
  • Better commercial terms

When Banks Refused, We Found a Way

When no banker would step in on Russia facing transactions, we identified a bank that facilitated the payments and kept operations running smoothly.

  • ₹3 Cr SBLC secured for a Dubai subsidiary
  • Russian payment facilitation arranged
  • Delivered despite a modest ₹20 lac turnover

Pure CGTMSE. Zero Collateral. Full Speed

Helped ANNA IDLI (FORT), a renowned South Indian restaurant chain, secure ₹5 Cr in pure CGTMSE funding with just two years of financials.

  • ₹5 Cr collateral free loan under CGTMSE
  • Approval in just 15 days
  • Structured for smooth future funding

High-Cost Debt Replaced with Smarter Financing

Helped a freight forwarding and logistics company consolidate multiple expensive short term unsecured loans into a Loan against Property, despite minimal promoter capital.

  • Costly unsecured loans replaced with LAP
  • Improved cash flow, reduced interest burden
  • Done without support from the existing bank

Debt Syndication Done Right

A reward management company facing a 30% dip in turnover secured additional working capital from a leading private sector bank at the same collateral, with better terms.

  • No extra collateral required
  • Improved loan terms
  • Balance sheet restructured for future funding

Smart Capital Raise for Challenged Agri Firm

Raised ₹15 Cr for an agri commodities trading company despite reported losses, through off balance sheet funding that left its financials untouched.

  • ₹15 Cr raised despite reported losses
  • Off balance sheet structure
  • Custom solution for the agri trading sector

Our Team

Led by bankers, built for business

The group was established by two dynamic entrepreneurs with complementary skill sets and a wealth of experience in banking, financial services, and the corporate sector.

Tejas Sanghvi

Co-Founder, Acumen Group

B.E, MBA Finance

Tejas brings over 20 years of rich banking experience to the group, having worked for reputed private sector banks like Kotak Bank, Yes Bank and DBS Bank. He headed the debt syndication vertical for V-Magnum Opus Strategic Solutions Pvt Ltd, a boutique investment banking firm and subsidiary of renowned audit firm M M Nissim & Co, and was a Director and Co-Founder of fintech NBFC Monethics Capital Pvt. Ltd.

His extensive expertise in financial structuring, corporate banking, and deal origination enables Acumen Group to offer customized debt solutions across industries, backed by a robust network with banks, NBFCs, and other financial institutions.

Priti Sanghvi

Co-Founder, Acumen Group

MBA

Priti holds an MBA and has an extensive background in business management. Before Acumen, she spent 7 years in the apparel industry, where she developed her own brand and honed her skills in operations, marketing, and product development.

Her entrepreneurial experience gives her a unique perspective on the challenges businesses face when raising capital, and her deep understanding of business operations enables her to design financing strategies that align with her clients' growth objectives.

Together, Tejas and Priti's expertise in financial services, business strategy, and operations form the foundation of Acumen Group, delivering comprehensive and innovative debt syndication solutions tailored to each client.

Testimonials

What our clients say

Transparent, professional, and deeply connected.

I appreciated the clarity and transparency the Acumen team brought to the table. They walked us through every stage of the funding process and got us connected to institutions that really understood our goals.

Priya Desai

Managing Partner, Desai Logistics

Their expertise saved us both time and money.

We were overwhelmed by loan options until Acumen Group stepped in. Their understanding of structured financial solutions and quick access to over 100 loan products helped us choose exactly what our business needed. Highly recommended!

Nikita Shah

Founder, GreenLeaf Organics

Game-changer for our business growth!

Thanks to Acumen Group, we secured funding that was previously out of reach. Their team navigated the financial ecosystem effortlessly and helped us get the best terms possible. Their network with over 50 institutions is no exaggeration, it is what made the difference.

Rahul Mehta

Director, Elixir Chemicals Pvt. Ltd.

Strategic advice with real results.

Acumen Group is not just a financial consultant, they are a strategic partner. Their insights and connections with both national and international banks helped us scale faster than we expected.

Amit Bansal

CFO, TechNova Industries

Bridging the gap, just as promised.

What stood out with Acumen Group was how well they delivered on their mission. They truly bridged the gap between us and the right financial partners. Their speed, reliability, and network strength are unmatched.

Karan Malhotra

CEO, VisionWare Technologies

Contact

Let's Build a Growth Engine Together

If you are ready to drive meaningful, measurable growth, we are ready to partner with you. Reach out to discuss how we can tailor a roadmap to fit your goals.

Enquire nowWhatsApp us

Our Office

208/B, Ecstasy Business Park,City of Joy Complex, JSD Road,Mulund (W), Mumbai 400080